This payment method is meant for personal purposes, such as paying someone back for dinner, purchasing a gift card, or sending money abroad.Īn example of a PayPal friends and family payment. PayPal friends and familyįriends and family transactions are for sending money to someone you know.

There are two different types of PayPal transactions you can use to send or receive money: friends and family or goods and services. You just need to file a dispute within 180 days of purchase or payment to qualify.Ĭheck out our complete guide to learn more about how to report online scams. If an order doesn’t show up, arrives damaged, or significantly differs from the description, you may be eligible for a full refund (including shipping costs) from PayPal. You’ll also benefit from PayPal’s generous Purchase Protection program, which helps to protect you from online scams. In addition, your full financial information is never shared with sellers. PayPal offers similar safety and security measures for buyers that it offers its sellers, such as 24/7 fraud monitoring, dispute resolution, and fraud prevention. As long as you have a secure connection to the legitimate PayPal website, your personal information and data should be safe when paying with PayPal. PayPal secures and encrypts transactions on both ends to ensure that the platform is safe to use for both buyers and sellers. PayPal isn’t just a secure platform for sellers.

When using an open Wi-Fi connection at an airport, restaurant, or other public establishment, take advantage of the benefits of a VPN to browse safely on public Wi-Fi.Ī VPN creates an encrypted tunnel to secure your online communications. It’s important to remember that managing or viewing your PayPal account on a public network heightens the risk of someone gaining access to your information. If a PayPal payment dispute occurs, transactions are put on hold until the issue is resolved. Merchant fraud prevention allows sellers to contact PayPal directly about suspicious activity. The PayPal Seller Protection program to help merchants avoid losing payments from unauthorized transactions and fraudulent chargebacks, reversals, or buyer claims.Ģ4/7 fraud monitoring of all transactions, with automatic alerts about suspicious activity.īank accounts and card numbers are not required to process transactions - only a username and password. Let's look at some of the transaction protections that PayPal offers. If you’re running a business, though, you might still wonder how safe PayPal is for sellers and what kind of protection you get.

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